Equipment finance capital, built for lenders.
Warehouse lines and forward-flow facilities for equipment finance companies— from construction and transportation to medical and technology assets.
Quick Fit Check
Typical Platform Requirements
Key criteria institutional lenders evaluate when considering equipment finance warehouse facilities.
Monthly Originations
$2M+ preferred
Consistent monthly deployment demonstrates operational maturity and market demand.
Operating History
24+ months track record
Proven history through economic cycles with consistent underwriting standards.
Performance Data
Contract-level historical data
Granular performance metrics enable sophisticated risk modeling and facility structuring.
Equipment Expertise
Defined asset focus
Deep knowledge of equipment markets, valuations, and remarketing channels.
Collateral Documentation
Clean UCC & titling
Proper collateral perfection, equipment titling, and documentation standards.
Ready to scale?
Speak with our capital markets team to discuss a custom warehouse facility for your equipment portfolio.
Understanding Equipment Finance
Equipment finance enables businesses to acquire essential assets through leases and loans, with the equipment itself serving as collateral for the financing.
Asset-Backed Security
Physical equipment collateral provides downside protection for lenders.
Predictable Cash Flows
Fixed payment schedules with defined terms create stable portfolio performance.
Residual Value Upside
End-of-term equipment values can provide additional returns on lease portfolios.
The Institutional Landscape
Why sophisticated institutional capital is increasingly focused on equipment finance as a core asset-backed lending strategy.
Hard Asset Collateral
Physical equipment provides tangible security with established remarketing channels.
Attractive Yields
Equipment portfolios offer compelling risk-adjusted returns vs. traditional fixed income.
Predictable Performance
Fixed payment schedules and defined terms create stable, modelable cash flows.
Essential Use Assets
Business-critical equipment drives strong payment priority and low voluntary default.
Equipment Finance Platforms at Every Stage
Tailored financing solutions for equipment lenders across all operational tiers.
Emerging Platforms
First institutional facility for equipment lenders with proven origination and servicing capabilities.
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Scaling Operators
Expansion facilities and additional lender relationships for high-growth equipment finance companies.
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Established Lenders
Large-scale warehouse lines and capital structure optimization for market-leading platforms.
Learn moreEquipment Types We Finance
Construction & Heavy
Transportation
Manufacturing
Medical & Healthcare
Technology & IT
Agriculture
Key Metrics Lenders Evaluate
The quantitative benchmarks required for institutional equipment finance underwriting.
Delinquency Rate
30/60/90 day delinquency tracking by vintage and equipment type to assess portfolio health.
Loss Severity
Recovery rates on defaulted contracts and remarketing performance on repossessed equipment.
Residual Realization
End-of-term value vs. booked residual assumptions across equipment categories.
Prepayment Speeds
Early payoff and refinancing patterns that affect portfolio yield and duration.
Concentration Limits
Obligor, equipment type, and geography concentration for portfolio diversification.
Collateral Coverage
LTV ratios and depreciation curves relative to outstanding balances.
Equipment Finance Capabilities
End-to-end execution support tailored to the unique requirements of equipment finance platforms.
Warehouse Facilities
Structure warehouse lines with lenders who understand equipment collateral—residual values, depreciation curves, and remarketing dynamics.
Forward-Flow Agreements
Negotiate ongoing purchase agreements with institutional buyers for predictable capital deployment and portfolio velocity.
Data Tape Preparation
Prepare equipment-specific data tapes with asset details, depreciation schedules, payment histories, and remarketing assumptions.
Collateral & UCC Structuring
Navigate equipment titling, UCC filings, and collateral perfection requirements for institutional-grade facility structures.
From Assessment to Funding
Platform Assessment
Evaluate origination model, underwriting criteria, equipment focus, and portfolio performance.
Data & Materials
Prepare institutional-grade data tape, performance analytics, and lender presentation with equipment-specific metrics.
Lender Process
Run structured outreach to warehouse lenders and credit funds with equipment finance experience.
Execution & Close
Manage diligence, negotiate terms, and coordinate documentation to funding.
Warehouse facilities sized to platform origination volume and growth trajectory.
First-time facilities. Faster for platforms with existing facilities or strong data.
Relationships with credit funds and warehouse lenders active in equipment finance.
Construction, transportation, medical, technology, agriculture, and more.
Equipment Finance
FAQ
Answers to common questions about securing institutional capital for equipment finance platforms.
Have other questions? Contact usWhat size equipment finance companies do you work with?
We work with platforms from $2M monthly originations (seeking first facility) to $100M+ (optimizing capital structure). Key factors are data quality, track record, and equipment expertise.
What equipment types do lenders prefer?
Essential-use equipment (construction, transportation, medical) typically commands better terms due to stronger remarketing markets. Technology and specialty equipment may require higher advance rate haircuts.
How do lenders evaluate equipment collateral?
Lenders focus on residual value assumptions, depreciation curves, remarketing track record, and collateral concentration. Strong third-party appraisals and remarketing relationships help.
What data do lenders require?
Typical requirements include contract-level data with equipment details, original cost, book value, payment history, and end-of-term outcomes. We help prepare this in institutional format.
How long does it take to close a facility?
First-time facilities typically take 3-5 months. Platforms with existing facilities, strong data, and clean collateral documentation can move faster.
Secure Institutional Capital for Your Equipment Portfolio
Warehouse facilities from $5M-$500M+ and forward-flow agreements with institutional credit investors.